Denny & Associates, Inc.

Individual Health and Vision Insurance
Group Health Insurance
Life Insurance
Additional Services
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Denny & Associates, Inc.
1022 Peruque Crossing Ct.
Ste. B
O'Fallon, MO 63366

866.858.0920 / toll free



    Key Personnel
Dennis T. Denny- President/Benefits Consultant

Dennis has over 35 years of experience in the insurance industry. He is a member of the National Association of Health Underwriters and currently serves as the President of the St. Louis Association of Health Underwriters. Dennis is an Employee Benefits Specialist advising hundreds of clients on benefit programs to offer employees quality benefit packages that are affordable and attainable to both the employer and the employees.. He has much experience in the design and sales of employee benefits and specializes in forms of alternate funding arrangements for group health insurance.
Kelly Rector- Vice President/Benefits Consultant

Kelly has over 20 years of experience in the insurance industry and has been a licensed broker in the state of Missouri since 1997. She is an Employee Benefit Specialist, specializing in Group Medical, Dental, Life, Disability, Vision, and Worksite Benefits. Her goal is to help employers create a quality Employee Benefits package to attract and maintain quality employees. Along with employee benefits, she also focuses on Individual and Family Medical, Life, Dental, and Vision insurance. In 2010, she obtained her Property and Casualty license and can also offer guidance on Business and Property Insurance, Workers Comp, Homeowners, and Auto Insurance.
Kimberly D. Denny- Associate/Benefits Consultant

Kim has been a licensed agent since 1988 specializing in Group Medical and Life insurance as well as Medicare. Kimberly is a member of the St. Louis Association of Health Underwriters as well as the O'Fallon Chamber of Commerce & Industries. Additionally, she previously served on the Board of MACE (Maturing Adults Continuing Education). Kimberly teaches "Understanding Your Medicare Options" at St. Charles Community College as a community service. Other charitable organizations Kimberly is involved in include Disabled Athlete Sports Association ("DASA") and St. Charles "Care to Learn." Being in the insurance industry before the inception of the Preferred Provider Organizations ("PPO") has afforded Kim a keen sense of understanding of the insurance industry. She has extensive experience with self-funding, and is dedicated to plan servicing and educating her clients on the many mechanisms to help control costs associated with insurance.
Lindsay Allen - Associate/Benefits Consultant

Lindsay is a licensed insurance broker in the state of Missouri and has been in the insurance industry since 2009. She received her Bachelor of Fine Arts in Communication with a Certificate in Advertising from the University of Missouri-St. Louis in 2009. Lindsay focuses on service, claims issues, and renewals, of the entire client base as well as office and marketing administration.
Dan Olander, C.L.U - Associate/Benefits Consultant

Dan brings 42 years of experience in designing, implementing and servicing employer groups of all sizes related to their health, dental, disability and life insurance employee benefit planning. In addition, Dan works with businesses in designing and implementing life and disability income plans to fund buy-sell, key person, and executive benefit plans. Dan continues to work with individuals in helping design their personal life, disability income and long term care insurance planning. Dan received his Chartered Life Underwriter (CLU) designation in 1986 and has taught the Business Insurance course of the Life Underwriters Training Council in St. Louis. For five years he was the Employee Benefits Specialist for Mass Financial Group in St. Louis.
Donna Wesolowski
Associate/Benefits Consultant


Donna joined Denny & Associates, Inc. in November 2011 bringing with her a wealth of knowledge of the insurance industry, specializing in employee benefits. Donna started in the insurance industry in 1980 where she worked for a national insurance carrier as a Senior Account Executive in marketing, handling new sales and renewal sales for the small to mid-size employer group. During this period of time, Donna developed extensive knowledge of the health insurance industry, which helped her with strategies and solutions to better assist clients and to provide them with the most appropriate employee benefits package. To ensure these outcomes, Donna has developed and maintains excellent relationships with insurance carriers, in order to ascertain the most cost effective plans with competitive pricing.

In 1990, Donna became a licensed Health & Life insurance broker and worked as an Account Executive for another brokerage firm in Missouri for almost 10 years. Donna was responsible for managing a large book of business, with her primary focus on client retention. She worked closely with the small business owner as well as HR Managers and CFO's of larger corporations.
Colton Rector
Associate/Benefits Consultant


Colton is eager to follow in his family's footsteps as a 3rd generation insurance broker. Son of the company's President and grandson of the Vice-President, Colton has been an employee of Denny & Associates since 2014 and a licensed agent since 2015. Colton has earned an Associate's degree from St. Charles Community College and is pursuing a Business degree at UMSL. Colton specializes in individual insurance needs such as Life, Health, Dental, Vision and Medicare as well as assisting with Group Employee Benefits.
Ron Pfadenhauer
Associate/Benefits Consultant


Ron has been in the insurance business since 1977. He began his career with the Prudential Insurance Company as a life insurance agent. Shortly after a successful beginning with Prudential, he realized there was more opportunity assisting small to medium size businesses with their employee benefit planning. In addition to that, Ron is also a CLU (Chartered Life Underwriter), a degree he obtained early in his career through The Society of Financial Service Professionals. Ron also has his security license in Series 6 and 63, which allows him to provide financial planning in addition to the other services in which he specializes.
Barbara Goode
Account Representative


Barb is the newest member of the Denny & Associates team, obtaining her Health & Life license in February 2017. She has been in the Customer Service and Office Management field since 1981, working in a variety of industries including Public Warehousing, Life Insurance, Non-profit/fundraising, Education and now Health Insurance. Barb also spends much of her time volunteering & fundraising for charitable organizations. Barb is a very technical person who is organized and detail oriented. She specializes in customer service, database management, social media management, fundraising, volunteer development, and office management. Her favorite things in life are family, friends and helping others through love, fun and laughter!

1022 Peruque Crossing Ct.,Ste. B I O'Fallon, MO 63366 I 636.887.4700 I toll free 866.858.0920

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